Land ROI Calculator — Buy, Hold & Resale
Net profit, ROI and IRR on a land investment after purchase costs, yearly holding costs, resale brokerage and capital gains tax.
Inputs
Buy
₹
₹ 25 Lakh
%
Hold
years
₹
₹ 15 Thousand
% p.a.
₹
Sell
% p.a.
Resale ≈ ₹48.72 L
%
Net profit
₹17,04,310
ROI 63.7% over 7 years · IRR 7.2% a year
Total invested
₹26.75 L
Resale value
₹48.72 L
IRR
7.2%
True annual return
Price CAGR
10%
Before costs
Profit walk-through
- Resale value
- ₹48,71,793
- Less: selling costs
- − ₹97,436
- Less: purchase price + costs
- − ₹26,75,000
- Less: holding costs
- − ₹1,22,130
- Add: income from land
- + ₹0
- Less: capital gains tax
- − ₹2,72,916
- Net profit
- ₹17,04,310
Yearly cash flow
| Year | Holding cost | Income | Net cash flow |
|---|---|---|---|
| 0 | — | — | -₹26,75,000 |
| 1 | ₹15,000 | ₹0 | -₹15,000 |
| 2 | ₹15,750 | ₹0 | -₹15,750 |
| 3 | ₹16,538 | ₹0 | -₹16,538 |
| 4 | ₹17,364 | ₹0 | -₹17,364 |
| 5 | ₹18,233 | ₹0 | -₹18,233 |
| 6 | ₹19,144 | ₹0 | -₹19,144 |
| 7 | ₹20,101 | ₹0 | ₹44,81,339 |
How this calculator works
IRR accounts for when money goes out and comes back — the fairest way to compare land with other investments. Holding costs (property tax, security, fencing upkeep) reduce returns every year you hold.